You could move out of your mother’s basement
That’s crazy talk!
Wait you can?
not in this economy
Save up, go on a nice holiday overseas.
Save up, buy a house.
Take up a new expensive hobby like cycling or photography.
Donate to charity.
Donate to worthy political causes.
Get a dopamine hit from seeing number go up.
So many options.
Fund a random Twitch streamer’s life while you stay at home doing nothing.
A lot of these are high effort and arguably not woth doing
Are you okay?
Max 401k, Roth IRA, and HSA contributions. Buy a fleshlight.
There are way too many comments in this thread for it to be okay that yours is the only one mentioning investing for retirement.
Just goes to show you how few of your peers are actually saving for retirement
If you are young and there’s nothing you really want to do with a significant amount of money, your emergency savings are decently big, and you don’t intend to make a significant purchase in the near to mid future, then you find yourself a tax-free retirement account, a world index fund and an S&P 500 index fund and distribute money across them with the priority being reaching whatever is the max in the first one
Could even pay for porn at that point, crazy!
I’m all for it.
Support ethical porn sites that meet their actresses and actors with the respect they deserve.
I’ve been in this situation.
Get married to a single mom and you’ll be broke again in less than a year and in debt the next. That’s the quickest way to lose all of your money.
Didn’t go the single mom route, but a wife and kids takes care of the free time and money problem.
